The Buyer Experience
See our 8 step process for buyers.
Our 8 Step Buying Process:
Beginning your home search can be an overwhelming and daunting task. Because of that, our team makes sure that you, and all other potential buyers, understand each of the 8 steps that we take to make the process as easy and painless as possible. By the end of your search, with our support and guidance, you will live happily ever after in your new, dream home.
Will pay for your new home with a loan or cash?
This is the very first step to purchasing real estate; make sure you are financially ready to conduct the transaction. If paying cash, make sure your funds will be available by closing. If getting a loan, request a list of recommended lenders and make an appointment to get pre-qualified. It is important to do this FIRST!
Pre-qualification
We’ll introduce you to our mortgage partners, who can help you determine your buying price range with confidence. Be prepared to dig into paperwork during this part of the process such as pay stubs, W2’s, and tax returns. The lender will do a full review and then tell you what you will be able to borrow in order to buy a home, then issue a Pre-Qualification Letter that we will submit with your offer to purchase. This is the first vital step in the home buying process!
Listing alerts sent to you based on your needs and wishes
Our agents get to know you — Need to move for a job? Want a shorter commute? Getting married? Having a baby? Need to upgrade or downsize? At this stage in the process, we’ll send you notifications about the listings that you’re most likely to be excited about. Be sure to let us know if one (or more) jumps out at you so that we can skip to the next step and schedule a viewing. be there for you every step of the way.
Schedule viewings, either in-person or virtually
Here’s where the buying process gets really fun! We’ll schedule appointments to view the homes that you’ve loved from our listing alerts. We’ll talk about how the budget will work and make sure that we find you the perfect home. We can even do a video tour recording or FaceTime with you live, for virtual viewings.
Find the perfect home and write a good offer
When you’re ready to make an offer, your associate will present a written offer to the seller. And while everyone loves getting their offer accepted right away, the seller could come back to us with a counter offer, or reject your initial offer all together. We’re happy to walk you through each of these possibilities and exactly how to handle them. Once the offer is accepted, it’s time to make an appointment with your mortgage lender, if getting a loan. If paying cash, then make sure the funds are readily available. Then, move forward to the next step!
Acceptance, inspections, appraisals, surveys, etc. (Due-diligence period)
The sellers accepted your offer, and the home is going through appraisal and inspection. The appraisal guarantees that the price of the property matches the condition of the property while the inspection makes sure that everything in the home is functioning properly and there are no major issues inside. These are the last steps before the shiny keys to your home are placed in your hand... for good!
Time to close, get the keys and move in
Get excited because it’s time to close on your home! This process includes going through all of the final paperwork and signing your name (a lot!). Don't forget to bring all of the paperwork you’ve collected along the way and your down payment.
Celebrate! 🥂
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